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Consider LTC Now

There are many reasons to consider LTC now.

Long-term care insurance premiums are based on your age when you apply. So the younger you are, the lower your premium.
The premium is designed to remain level throughout the term of payment. This means that your long-term care insurance premium will not change in the future based on your age.
Your current health condition is a consideration to determine if you are accepted for coverage.
Once you are accepted for coverage, your policy cannot be cancelled due to a change in health status.
Premium is based on age, therefore if you choose to purchase a policy 10 years from now it will cost more than it would today. See the " Cost of Waiting".